Monday 6 June 2011

The auto insurance is one of the most popular insurances availed by individuals

The auto insurance is one of the most popular insurances availed by individuals. The auto insurance offers the protection against all kind of damages that may occur to your car. The auto insurance is very much important in today’s traffic scenario. It will take care of all kind of damages that may occur to your car due to fire, theft or even at the time of accident. The Auto insurance must be availed immediately on purchase of car. This type of insurance is available as temporary insurance or annual insurance. The temporary insurance can be availed for 1 to 28 days while the annual insurance is applicable for one year. The temporary insurance is useful when you have just bought the car and not decided about the insurance provider. In that case, the one day or weekly insurance can be availed that will offer you auto cover when you drive your car from showroom to home. The temporary insurance is also the right choice when your car is supposed to be driven by your guests. Even when you have borrowed somebody’s car or rented a car for vacation then also you may avail the temporary insurance for the period of your vacation. The premium for this type of auto insurance is also proportionately low and hence those who can’t afford hefty insurance premiums can opt for this type of insurance.



The annual Auto insurance is applicable for one year. You may select the auto insurance policy for different kinds of cover. The auto insurance can be availed for Third party only cover, third party fire and theft cover or comprehensive cover. The third party only cover is the cheapest of all. It will cover the expenses for the damages caused to the third party or its property. It will pay for the medical expenses in case of injuries to the third party due to accident. This type of cover is the minimum cover that may be attained by any car owner as per the laws. The third party fire and theft cover is little better cover as compared to the third party only cover. It will cover your car for damages in case of fire and theft. If the car is stolen then the damages caused while the thief is driving are also covered under this insurance. The best of all is the comprehensive cover. This will cover your car against all type of damages. In case your car has gone to garage for repairs then you will be also offered a courtesy car in this type of cover. The insurance companies also offer the change of seat covers and many other benefits to the comprehensive auto insurance holders.

The Auto insurance can be availed online from the websites of the various Auto insurance providers. You may drive safely for the stipulated period and the insurance company will also offer you the no claim bonus. The no claim bonus will reduce your premium considerably and you can save a lot of money. The insurance premium may differ as per the age and gender of the driver too.

1 comment:

  1. This auto insurance review can help us a lot specially for those who want to have an insurance right? So Thank you so much for letting us know this one. I hope you can post more.

    Vehicle Insurance Ft. Lauderdale

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